Kuda | The Money App for Africans | Open an Account in Minutes

Personal Business Company Help Make free transfers, enjoy cashless payment options and earn interest on your savings with Kuda. Order a Kuda card on the app with pickup and delivery options. Enjoy cashless payment options online and offline. Pay your essential bills and buy gift cards easily. Get 25 free transfers to Nigerian banks every month. Save money automatically any time you spend. We designed a money app for your lifestyle, and you can get a debit card to go with it. That's all you need to make the right money moves. Save it, spend it, send it. It’s up to you. Whatever you choose to do with your money, we’ll make sure it’s done better and free of charge. We take responsibility for that. You can’t avoid spending. That’s how you pay for your needs. But we can help you put money away every time you pay for something. Just set a percentage to save and watch your money grow. Life happens. Milk spills. Debit cards go missing. If that ever happens, you can block your missing card on the app so no one can use it. We’d like to see them try. You can chat with us on the app, slide into our DMs, tweet, leave an Instagram comment, send an email or call. However you choose to reach out, there’ll always be a friendly person there to make your life easy. We’re serious about free banking, and we will never, ever charge you for anything without your consent. See all our fees Well done to the guys at @kudabank had a dispensing error on Friday night and reached out to them on Sunday... 48 working hours after and my money is back in my account... Special shout out to Maxwell and Norah Mu'azu Muhammad Kudu Just joined the best Digital Bank in NigeriaI have no complaints whatsoever since i started using Kuda Tomisinv Never thought an app would stylish become my everyday way to bank and have access to physical cash.@kudabank is sleek Babajide Duroshola This is the best banking app! I’m enjoying seamless banking plus the free transfers to other banks is a thing of joy. This is what I call freedom. I’ve made kuda my main bank account and I’m gonna refer all my friends! @RealSOK_ I like the fact that kuda Microfinance Bank doesn’t only run a no fee policy and 25 free transfers in a month but you can only create a budget plan to control your spending pattern. Really really nice!! Adebambo Oyekan I highly recommend this app, it does what it says "The bank of the free". I have received my kuda card. Ifeanyichukwu Obaji Well done to the guys at @kudabank had a dispensing error on Friday night and reached out to them on Sunday... 48 working hours after and my money is back in my account... Special shout out to Maxwell and Norah Mu'azu Muhammad Kudu Just joined the best Digital Bank in NigeriaI have no complaints whatsoever since i started using Kuda Tomisinv Never thought an app would stylish become my everyday way to bank and have access to physical cash.@kudabank is sleek Babajide Duroshola This is the best banking app! I’m enjoying seamless banking plus the free transfers to other banks is a thing of joy. This is what I call freedom. I’ve made kuda my main bank account and I’m gonna refer all my friends! @RealSOK_ I like the fact that kuda Microfinance Bank doesn’t only run a no fee policy and 25 free transfers in a month but you can only create a budget plan to control your spending pattern. Really really nice!! Adebambo Oyekan I highly recommend this app, it does what it says "The bank of the free". I have received my kuda card. Ifeanyichukwu Obaji Transfer Fee Up to ₦50 plus V.A.T. 25 free transfers every month Card Delivery Yes Card Maintenance Fee Up to ₦50 per quarter No Alerts Charge for SMS alerts Free instant notifications Annual Interest 4% Up to 12% Bill Payment Fee Up to ₦100 per bill No Instant Reversals Yes Maintenance Yes No Kuda Business Grow your business with our all-in-one business manager. Get a POS, bulk transfers, payroll and more. Transfer & Spend Send money for free to any Nigerian account with 25 free transfers every month. Loans Get instant loans up to ₦150,000 in the Kuda loan app easily in Nigeria without paperwork. It only takes a few minutes to start enjoying free benefits. Download Kuda on Google Play or the App Store. Personal Business Company Help Transparency Contact Lagos 1-11 Commercial Avenue, Yaba, Lagos,Nigeria London 5 New Street Square, London, EC4A 3TW, United Kingdom Cape Town 146 Campground Road, Snakepit Building, Level 4, Newlands, Cape Town Canada 3080 Yonge Street, Suite 6060, Toronto, Ontario M4N 3N1 © 2025 Kuda Technologies Ltd (Company No.11472232). All rights reserved. If you would like to find out more about which Kuda entity you receive services from, please reach out to us via the in-app chat in the Kuda app. Nigerian banking services offered by Kuda Microfinance Bank (RC796975) with registered address at 1-11 Commercial Avenue, Yaba, Lagos, Nigeria. Kuda Microfinance Bank is licensed by the Central Bank of Nigeria. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC). UK services are offered by Kuda EMI Ltd (Company No. 13724208) with registered address at 5 New Street Square, London, EC4A 3TW, United Kingdom. Canada services will be provided by Kuda Canada Technologies Limited, an Ontario corporation registered under number 1000286176, with its registered address located at 3080 Yonge Street, Suite 6060, Toronto, Ontario M4N 3N1. Kuda Canada Technologies Limited is duly registered with The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a money service business, bearing registration number M23163015. Kuda.