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Driver enrollment requirements differ by state and program details and are presented during your quote. *Average savings amount based on national GEICO New Policyholder survey data through January 2024. **Customer satisfaction based on an independent study conducted by Alan Newman Research, 2023 ***Free Claims Forgiveness applies to eligible rated drivers who have been accident free for five years or more. It may not apply to drivers under 21 years of age. Claim Forgiveness applies only to your first qualifying loss. Your insurance rate won’t go up as a result of your first surchargeable, qualifying loss. Subsequent occurrences do not qualify for Claim Forgiveness. Claim Forgiveness eligibility is determined by your specific policy type, as well as your state laws and regulations. Terms vary according to state law. In North Carolina, Emergency Road Service (ERS) is called Towing and Labor Coverage. Services offered many vary by state. 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